Website Terms and Conditions

Introduction

These Terms and Conditions, along with any other referenced documents, outline the terms under which you may use this website (“Our Site”). Please read them carefully to ensure you understand them. By using Our Site, you agree to comply with these Terms and Conditions. If you do not agree, you must stop using Our Site immediately.

1. Definitions and Interpretation

• "Content" refers to all text, images, audio, video, code, databases, and other materials available on or forming part of Our Site.
• "We/Us/Our" refers to the operators of this website.

2. Information About Us

• Our Site is owned and operated by an independent entity specialising in financial information and services.
• We adhere to applicable regulatory guidelines.
• We ensure compliance with data protection laws through relevant notifications to the appropriate authorities.

3. Access to Our Site

• Access to Our Site is provided free of charge.
• Users are responsible for making the necessary arrangements to access Our Site.
• We reserve the right to alter, suspend, or discontinue any part of Our Site at any time without notice. We are not liable if Our Site becomes unavailable for any reason.

4. Intellectual Property Rights

• All Content on Our Site, unless otherwise specified, is owned or licensed by Us and protected under intellectual property laws.
• You may not copy, distribute, sell, rent, or reuse Content without explicit permission.
• You may:
  • View and use Our Site through a web browser.
  • Download pages for caching and offline viewing.
  • Print pages for personal reference.
• Any use of Content must acknowledge Our ownership where applicable.
• Commercial use of Content requires a license.

5. Links to Our Site

• You may link to Our Site provided that:
  • The link is fair, legal, and does not imply association or endorsement.
  • No logos or trademarks are used without permission.
  • The link does not harm Our reputation or mislead users.
• You may not link to Our Site from content that is unlawful, offensive, misleading, or harmful in any way.

6. Links to Other Websites

Our Site may contain links to third-party websites. We do not control these websites and are not responsible for their content or policies.

7. Disclaimers

• The content on Our Site is for general information only and does not constitute financial or legal advice.
• We do not guarantee that Our Site will meet user expectations or be free from errors.
• We make reasonable efforts to ensure Content accuracy but do not guarantee its completeness or timeliness.

8. Our Liability

• We are not responsible for any loss or damage arising from the use of Our Site.
• We are not liable for business-related losses, including loss of revenue, profits, or data.
• We take reasonable measures to protect Our Site from malware but are not responsible for damages caused by security threats.
• Nothing in these Terms limits liability for fraud, negligence, or other matters that cannot be excluded by law.

9. Viruses, Malware, and Security

• We implement security measures to protect Our Site.
• Users are responsible for protecting their devices and data from security threats.
• Any unauthorised attempts to compromise Our Site’s security may be reported to law enforcement.

10. Acceptable Usage Policy

• You must use Our Site lawfully and responsibly.
• Prohibited activities include:
  • Engaging in fraud or unlawful behaviour.
  • Uploading malicious code.
  • Harassing or harming others.
• We reserve the right to suspend or terminate access for any violation.

11. Privacy and Cookies

Use of Our Site is governed by Our Privacy and Cookie Policies.

12. Changes to These Terms and Conditions

We may modify these Terms at any time. Continued use of Our Site implies acceptance of the latest version.

13. Contacting Us

For any inquiries regarding these Terms, please use the contact details provided on Our Site.

14. Communications

• We may send users important service-related notices by email.
• We do not send marketing emails without explicit consent, and users can opt out at any time.

15. Data Protection

• We handle personal data in compliance with applicable data protection laws.
• Personal data may be used for communication, service provision, or legal compliance.
• We do not share personal data with third parties without consent.

16. Law and Jurisdiction

• These Terms are governed by English law.
• Any legal disputes will be subject to the jurisdiction of courts based on the user’s residency.